Explore the full range of cash-out structures, then use the company quote form to compare the programs that fit your scenario.
Start an instant HELOC quote online and explore cash-out options without replacing your existing first mortgage. Eligible programs use digital bank verification and automated property valuation to simplify the process.
Explore this optionA cash-out refinance creates a new first mortgage, paying off an existing mortgage when present. After required payoffs and closing costs, eligible remaining proceeds can go to you. Compare the full cost with a HELOC or second mortgage before choosing.
Explore this optionConventional cash-out financing may fit borrowers whose income, credit, property and equity meet the applicable program requirements. Replace your first mortgage and receive eligible proceeds after payoffs and costs.
Explore this optionAn FHA cash-out refinance may be an option for an eligible owner-occupied home. It is a new mortgage with full qualification, property review and FHA mortgage-insurance considerations.
Explore this optionEligible veterans, service members and certain surviving spouses may be able to use a VA-backed cash-out refinance. The Mortgage Calculator can review eligibility and compare your cash-out scenario.
Explore this optionJumbo refinancing can address loan amounts above the applicable conforming limit. A higher-value property can create more equity, but available cash still depends on the program's leverage, income, credit and reserve requirements.
Explore this optionA DSCR cash-out refinance is designed for eligible investment properties. Qualifying focuses primarily on the property's rental income relative to its debt obligations, rather than traditional personal-income documentation.
Explore this optionYour tax return is not the only possible starting point. Depending on the program, a cash-out refinance may use qualifying bank statements, 1099 income, a profit-and-loss statement, assets or traditional documentation.
Explore this optionAn investment-property HELOC can create a separate source of capital against an eligible rental property. Compare it with a DSCR cash-out refinance or an investor fixed second to match the financing to your next move.
Explore this optionA fixed-rate second mortgage provides a lump sum as a separate loan. It can be worth comparing when you want cash out and prefer to retain the rate and terms of your existing first mortgage.
Explore this optionAn eligible bank-statement home-equity program may help a self-employed borrower access cash without refinancing the first mortgage. Compare the actual product structure and qualifying-income method with a loan originator.
Explore this optionInvestor second-mortgage programs may provide equity access without replacing a rental property's first mortgage. Compare fixed-second and eligible DSCR second-lien options with the rest of your financing plan.
Explore this optionCash-out financing can extend beyond a single rental home. The Mortgage Calculator offers financing paths for eligible rental portfolios, small multifamily, mixed-use and commercial properties.
Explore this optionFor an eligible homeowner age 62 or older, a reverse mortgage may provide another way to access equity in a primary home. Compare it with a HELOC or traditional refinance and understand the ongoing obligations before deciding.
Explore this optionChoose HELOC to explore keeping your first mortgage, or refinance to compare replacing it or discussing a fixed second.
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